FOR EMPLOYER GROUPS

Independent Healthcare Advice for Your Workforce
 

We partner with employer groups to design, review, and manage healthcare solutions that support staff wellbeing while protecting your organisation from unnecessary risk.

Our advice is independent, data‑driven, and focused on long‑term sustainability — for both your business and your employees.

What We Do for Employers

1. Benchmarking & Scheme Analysis

• We compare your current medical scheme against industry standards to help you understand:

• Cost vs benefit value

• Competitiveness within your sector

• Employee affordability

• Opportunities to improve cover or reduce cost

• This gives you a clear picture of whether your current arrangement is still appropriate.

 

2. Legislative & Industry Impact

• We help you stay ahead of regulatory changes that may affect your business, including:

• National Health Insurance (NHI)

• Prescribed Minimum Benefits (PMBs)

• Scheme solvency and financial stability

• You get proactive guidance — not surprises.

 

3. Employer Risk Assessment

• We highlight potential risk areas that employers often overlook, such as:

  • Compulsory cover requirements

  • Employer responsibilities toward employees

  • Subsidy levels vs industry norms

  • Medical aid tariffs vs private tariffs (and the impact on out‑of‑pocket costs)

• This ensures your policies are fair, compliant, and financially sound.

 

4. Mid‑Year Management Review

• We provide a structured mid‑year update that includes:

• Usage statistics

• Industry news

• Expected increases

• Emerging risks or opportunities

• This keeps your leadership team informed and prepared.

 

5. Annual Year‑End Review

• At year‑end, we conduct a full review of:

  • Your current scheme

  • Industry comparisons

  • Benefit changes

  • Cost projections

• We then facilitate staff communication and rollout for the new benefit year.

 

6. Identifying Shortfalls in Cover

• We assess where employees may be under‑protected and recommend solutions such as:

• Gap cover

• Top‑up insurance

• Primary care options for lower‑income staff

• This helps you build a healthier, more supported workforce.

 

A Partnership That Works

• Our goal is simple:
  To give your business clarity, your employees confidence, and your leadership team peace of mind.

• We’re here when you need us most — with independent advice and practical solutions.