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Independent Advice

  • Benchmarking of the current scheme versus the industry:

    • Cost / benefit ratio

    • How will changing legislation affect the scheme (e.g. National Health Insurance, PMB's, GEMS exposure, solvency)

  • Highlighting potential risk areas for the employer (e.g. compulsory cover for employees):

  • What is the employers responsibility to employees?

  • Level of subsidy versus industry standard

  • Level of medical aid cover for employees (medical aid tariffs versus private tariffs)

  • Mid year management review (usage statistics, industry news, potential increases)

  • End of year review (complete review of current scheme vs industry, agree on staff communication)

  • Identify shortfalls in cover – e.g. Gap Cover / Top up Insurance, Primary Care

Business Meeting
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